Insurance Needs Analysis

Our Insurance Needs Analysis calculator helps you determine how much you cover you need for Life, TPD, Trauma and Income Protection. Jump to calculator.

Life

Life cover, also known as Death cover, provides a lump sum benefit to your nominated beneficiary if you were to pass away. Learn more.

Total and Permanent Disability (TPD)

Total and permanent disability (TPD) cover provides a lump sum benefit if you were to become permanently disabled, preventing you from ever working again. Learn more.

Trauma

Trauma, also known as Critical Illness, provides a lump sum benefit if you were to suffer a severe medical condition. Payment is made upon diagnosis of a specified medical event. Learn more.

Income Protection

Income Protection provides a monthly benefit if you are unable to work due to accident, illness or injury. Payment will commence post the waiting period, and continue until the earlier of, you return back to work or reach your benefit period. Learn more.

Input your details

Loading...
Brad Buters Financial Planner Perth

Brad Buters

Managing Director | Financial Adviser

Helping Australians achieve financial independence.

Strategy Library
Calculators
Debt
Investing
Investing
Tax
Debt
Advice
Subscribe to Our Newsletter

Wealth creation strategies delivered direct to your inbox.

MORE CALCULATORS

Savings Calculator

Calculate your savings trajectory based on your starting balance, regular contributions and interest rate.

Income Tax Calculator

Calculate tax payable based on gross income or gross income based on net income.

Stamp Duty Calculator

Calculate the stamp duty payable on your property purchase.

STRATEGY LIBRARY

Superannuation
Understanding Personal Deductible Contributions
When investing for the long term, it is hard to look past the benefits of personal deductible contributions to superannuation. These voluntary super contributions allow ...
Retirement Planning
Spouse Contribution to Superannuation Explained
A spouse contribution involves making a voluntary contribution to your spouse’s superannuation account in return for a tax offset.
Superannuation
Understanding the Super Co-Contribution
For every dollar you contribute to your super (up to $1,000), the government will contribute 50 cents, up to a maximum super co-contribution of $500.