Strategy Library

Strategy Library is a comprehensive collection of wealth creation strategies for Australians. This knowledge will help you on your journey to financial independence.

Superannuation

Understanding Personal Deductible Contributions

When investing for the long term, it is hard to look past the benefits of personal deductible contributions to superannuation. These voluntary super contributions allow ...
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Retirement Planning

Spouse Contribution to Superannuation Explained

A spouse contribution involves making a voluntary contribution to your spouse’s superannuation account in return for a tax offset.
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Superannuation

Understanding the Super Co-Contribution

For every dollar you contribute to your super (up to $1,000), the government will contribute 50 cents, up to a maximum super co-contribution of $500.
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Superannuation

Carry-Forward Concessional Contributions Explained

Carry-forward concessional contributions utilise unused cap limits from previous financial years, subject to eligibility criteria.
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Retirement Planning

Transfer Balance Cap Explained

The transfer balance cap is the maximum amount that can be transitioned from the accumulation phase to retirement phase.
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Superannuation

Salary Sacrifice to Superannuation Explained

Salary sacrifice to super can be a great strategy to help minimise tax and build your retirement nest egg.
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Retirement Planning

Transition to Retirement (TTR) Pensions explained

A TTR pension lets you access super while still working, helping you ease into retirement or boost your savings with smart strategies.
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Retirement Planning

Contribution Splitting Explained

Contribution splitting allows individuals to transfer up to 85% of their concessional (before-tax) super contributions to their spouse’s super account.
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Retirement Planning

Accessing Superannuation: When and How You Can Tap Into Your Super

Accessing superannuation explained — when you can access your super, early release options, and the rules for retirement.
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Brad Buters Financial Planner Perth

Brad Buters

Managing Director | Financial Adviser

Helping Australians achieve financial independence.

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